ÐÏࡱá>þÿ ‡‰þÿÿÿ…†ÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿì¥Á ðR¿¬"bjbjì�ì�;(Ž÷.kŽ÷.kR ÿÿÿÿÿÿ·$$,,,,,ÿÿÿÿ@@@8x$œD@õ&êàààààŒ&Ž&Ž&Ž&Ž&Ž&Ž&ß(¶•+bŽ&!,Ž&,,àà4¯&¤¤¤:,à,àŒ&¤Œ&¤¤:”,àÿÿÿÿÐraÌÜÿÿÿÿNFÀ x&Å&0õ&ÊR÷+”v÷+<÷+,X! ¤Ž&Ž& šõ&ÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿ÷+$Î ò: Program Learning Goal: Our students will demonstrate the ability to apply their knowledge of digital finance in practical industry settings.Program Learning Objective: Our students will showcase their ability to implement emerging technologies within the financial services industry.Course: Student Name and Number: Course Instructor: Rubric Score: Assessment Item and Explanation: Students are asked to complete a report, assignment or quits. BS in DFT -LG2-LO2: Emerging Technology Application Criteria StandardsNot Yet Competent (1)Competent (2)Exemplary (3)Indicating precise problems in practiceNo problem was identified.One or two precise problems were identified.More than two precise problems were identified.Current understanding of the emerging technologyEmerging technology was misunderstood or understood with major errors.One or two emerging technology were understood with minor errors.More than two emerging technology were understood with minor errors.Understanding the implications of the emerging technology to the practiceNeither clear nor reasonable implications were listed.Either clear or reasonable implications were listed.Clear and reasonable implications were listed. Acceptable Performance: 75% of the students had a mean score Œ�Ž©ª   ' ( B C V W f g ˆ ‰ � � ‘ ” › ž Ä Å Æ Ç È Ê Î Ñ Ò Õ Ö Ú ÷ï÷÷÷çï÷÷ßßßßßßßßß×Ï×Ï×ÏÇ׿ßß·©ž“…©wihdhçn`5�CJ$aJ$o(hdh9Î5�CJ$aJ$o(hdhÖ7º5�CJ$aJ$o(h/"À5�CJ$aJ$o(hÖ7º5�CJ$aJ$o(hdhÓ7K5�CJ$aJ$o(hdhÃB­o(hdh?¥o(hdhçn`o(hdh&!«o(hdhÔ{o(hdh H=o(hdhï05�h/"Àh/"À5�hdh”`æo(%�Ž  ( B öµ¬kZZ¤´¤´$IfXD2YD2gdß &AkdB$$If–Ö”ÿÄ;0< tàö0<6öÖÿÖÿÖÿÖÿ4Ö4Ö laöytM š $IfgdTl‚Akd$$If–Ö”ÿÄ;0< tàö0<6öÖÿÖÿÖÿÖÿ4Ö4Ö laöytM š $IfgdNz_B C W f g Æ «ššF= $IfgdÔ{TkdÆ$$If–Ö0”ÿ¬Ä; tàö0<6öÖÿÿÖÿÿÖÿÿÖÿÿ4Ö4Ö laöytM 𤴤´$IfXD2YD2gdß &Tkd„$$If–Ö0”ÿ¬Ä; tàö0<6öÖÿÿÖÿÿÖÿÿÖÿÿ4Ö4Ö laöytM šÆ Ç È ü  ( 6 D ¾¶®¨¨¨¨$If$a$gd i$a$gd H=Akd$$If–Ö”ÿÄ;0< tàö0<6öÖÿÖÿÖÿÖÿ4Ö4Ö laöytM šÚ Ü û ü  # ' ( 1 5 6 ? C D E F W X l m p w ‡ ˆ ’ ¢ £ ¤ ¨ ´ µ ¶ ¿ Ã Ô ä å æ      ! * V ^ òæØÐÐÈÐÐÈÐÁÈÐй±¹±©¹±¹Ð¤±¤¹¤¹Ð�±˜±¹Ð‘‰„}„}‰„}„}‰‰ h/"Àh/"À h/"Ào(hdh>%vo( hdh÷qà hTl‚o( hdhçé hdo(hdh¾o(hdhçéo(hdhçn`o( hdho ¶hdh”j5o(hdh÷qào(hdh H=5�CJ$aJ$o(h/"Àh/"À5�CJ$aJ$hdh\55�CJ$aJ$o(1D E m ˆ µ å [ULC: $IfgdTl‚ $Ifgdd $Ifgdçé$If£kdJ$$If–ÖÖ\”ÿj@,ì:ÖÖÖÖ tàÖ0ÿÿÿÿÿÿö6ööÖÿÿÿÿÖÿÿÿÿÖÿÿÿÿÖÿÿÿÿ4Ö4Ö laöytM šå æ  ^   å ^XXOF $IfgdTl‚ $Ifgdÿp“$If¡kdÄ$$If–ÖÖ\”ÿj@,ì:ÖÖÖÖ tàÖ0ÿÿÿÿÿÿö6öÖÿÿÿÿÖÿÿÿÿÖÿÿÿÿÖÿÿÿÿ4Ö4Ö laöytM š^ h i j r s | } ‚   ¡ ª ­ ® ¯ · ¸ Á ä å æ    / 0 f g › œ Ê Ë Ì Í å """úòíæíæÞÖÞÏÇÂÇíæíæÇº³®íæí殩¤œ¤”¤Œ…}xqofqh Huh¥OcQJU h Huh¥Oc h¤RÀo(h H=h”`æo( h>Jh ihšTXh io(h8vh io(h>Jh io( h=mo( h io( hçn`o( hdh>%vhdhdo( hTl‚o(hU¼hdo( hU¼hdhdhÿp“o(hdh>%vo( h/"Àh/"À h/"Ào(hdhçéo( hdo((å æ 0 g œ Ë ^XXXX$If¡kd9$$If–ÖÖ\”ÿj@,ì:ÖÖÖÖ tàÖ0ÿÿÿÿÿÿö6öÖÿÿÿÿÖÿÿÿÿÖÿÿÿÿÖÿÿÿÿ4Ö4Ö laöytM šË Ì Í " "Ž"�"”"–"[YTYOYJYgd¢F»gdö\‹gd¤RÀ£kd®$$If–ÖÖ\”ÿj@,ì:ÖÖÖÖ tàÖ0ÿÿÿÿÿÿö6ööÖÿÿÿÿÖÿÿÿÿÖÿÿÿÿÖÿÿÿÿ4Ö4Ö laöytM šg" 2. 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à…ŸòùOh«‘+'³Ù0¨�˜ ÀÌØäø  4 @ L Xdlt|„¶Program Learning Goal:91èÏÈÉú Normal.dotm©y ªé3Microsoft Office Word@@ÂSf¨ýÌ@¬Ù9 JÜ@|QCÌܡG�ÿÿÿÿt R> ~G »  d.û¼ˆ"System-û ¼ˆ"System-ðû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ðQ592ûðÿ�ˆ·s²Ó©úÅé---ûðÿ�@Times New Roman------------ûðÿ¼ˆ·s²Ó©úÅé---ûðÿ¼@Times New Roman------------------------ .2 K9295QProgram Learning Goal:    --- »2 KÙu295QOur students will demonstrate the ability to apply their knowledge of digital finance in practical industry settings.                     ---  2 Kß295Q  'ÿÿû¼ˆ"System--ðû¼ˆ"System--ð ÿÿÿ ÿÿÿû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ði5Q2------------------------------------------ 42 c92Q5iProgram Learning Objective:    ---  2 cô2Q5i --- ¸2 cùs2Q5iOur students will showcase their ability to implement emerging technologies within the financial services industry.                     ---  2 c2Q5i  'ÿÿû¼ˆ"System--ðû¼ˆ"System--ð ÿÿÿ ÿÿÿû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ð™3i2------------------------ 2 ‡92i3™Course:  ---  2 ‡s2i3™  'ÿÿû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ð™5i3------------------------ 12 ‡:3i5™Student Name and Number:       ---  2 ‡÷3i5™  'ÿÿû¼ˆ"System--ðû¼ˆ"System--ð ÿÿÿ ÿÿÿ ÿÿÿû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ðÉ3™2------------------------ (2 ·92™3ÉCourse Instructor: ---  2 ·µ2™3É  'ÿÿû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ðÉ5™3------------------------  2 ·:3™5ÉRubric Score:  ---  2 ·š3™5É  'ÿÿû¼ˆ"System--ðû¼ˆ"System--ð ÿÿÿ ÿÿÿ ÿÿÿû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ðû¼ˆ"System--ðá5É2--------------------------------------------------------------------------------------------------------------------------------------------------- =2 Û9!2É5áAssessment Item and Explanation:     ---  2 Û2É5áS --- 2 Û%2É5átudent ---  2 ÛO2É5ás---  2 ÛU2É5á --- 2 ÛY2É5áare---  2 Ûl2É5á --- 2 Ûp2É5áasked  --- 2 Û™2É5áto --- D2 Ûª&2É5ácomplete a report, assignment or quits  ---  2 Ûœ2É5á.---  2 Û 2É5á  'ÿÿû¼ˆ"System--ðû¼ˆ"System--ð ÿÿÿ ÿÿÿû¼ˆ"System--ð---------  2 ó1c  ûèÿ¼ˆ·s²Ó©úÅé---ûèÿ¼@Times New Roman--------------------------------------------------------------------------------------------------------------------------------------------------------------------- 2  cBS ---  2 (c --- 2 .cin  --- 2 HcDFT---  2 xc ---  2 ~c---- 2 †cLG---  2 ©c2 ---  2 µc---- 2 ½cLO2 --- 2 ìc: --- :2 úcEmerging Technology Application       ---  2 Xc  A.)2------------------------------------------------ 2 ;92).ACriteria ---  2 ;i2).A ---  2 ;y2).A ---  2 ;™2).A ---  2 ;¹2).A --- 2 ;Ù 2).AStandards   ---  2 ;2).A  'ÿÿA,)/--------------------------------------------- %2 ;6/),ANot Yet Competent    ---  2 ;³/),A --- 2 ;·/),A(1)---  2 ;É/),A  'ÿÿA)),------------------------------------------ 2 ;3 ,))ACompetent  ---  2 ;z,))A --- 2 ;~,))A(2)---  2 ;�,))A  'ÿÿA&))--------------------------------------------- 2 ;0 ))&AExemplary  ---  2 ;u))&A --- 2 ;z))&A(3)---  2 ;Œ))&A  'ÿÿü- @ !ð)1üÿÿÿ-- @ !ð)1-- @ !ðü)2- ÿÿÿ- @ !ð).-- @ !ðü)/- ÿÿÿ- @ !ð)+-- @ !ðü),- ÿÿÿ- @ !ð)(-- @ !ðý))- ÿÿÿ- @ !ð)&-- @ !ð)&- ÿÿÿ- @ !ð*1- ÿÿÿ- @ !ð*.- ÿÿÿ- @ !ð*+- ÿÿÿ- @ !ð*(- ÿÿÿ- @ !ð*&- ÿÿÿr.B2------------------------------------------------------  2 T92B.rI--- %2 T?2B.rndicating precise ---  2 T«2B.r --- 2 T¯ 2B.rproblems in   --------------------- 2 l92B.rpractice---  2 lk2B.r  'ÿÿr,B/------------------------------------------------------ 2 T6/B,rNo --- 2 TN/B,rproblem ---  2 T‚/B,r --- "2 T‡/B,rwas identified.   ---  2 Tç/B,r  'ÿÿr)B,------------------------------------------------------------------------------------------ 2 T3 ,B)rOne or two  ---  2 T|,B)r --- "2 T€,B)rprecise problem ---  2 Tä,B)rs---  2 Tê,B)r --- 2 Tð,B)rwere ---  2 T,B)r  --------------------- 2 l3 ,B)ridentified.  ---  2 lv,B)r  'ÿÿr&B)------------------------------------------------------------------------  2 T0)B&rM--- 2 T> )B&rore than --- 2 Tw)B&rtwo  --- %2 T”)B&rprecise problems   --------------------- #2 l0)B&rwere identified.   ---  2 l–)B&r  'ÿÿ- @ !ðA1-- @ !ðüA2- ÿÿÿ- @ !ðA.-- @ !ðüA/- ÿÿÿ- @ !ðA+-- @ !ðüA,- ÿÿÿ- @ !ðA(-- @ !ðýA)- ÿÿÿ- @ !ðA&- ÿÿÿ- @ !ð0B1- ÿÿÿ- @ !ð0B.- ÿÿÿ- @ !ð0B+- ÿÿÿ- @ !ð0B(- ÿÿÿ- @ !ð0B&- ÿÿÿ».s2------------------------------------------ 72 …92s.»Current understanding of the    ---------------------------------------------------------  2 �92s.»e--- 2 �@2s.»merging ---  2 �y2s.»t--- 2 �~ 2s.»echnology---  2 �À2s.»  'ÿÿ»,s/------------------------------------------------------------------------  2 …6/s,»E --- 2 …@/s,»merging ---  2 …y/s,»t--- 2 …~ /s,»echnology---  2 …À/s,» --- 2 …Ä/s,»was  ------------------ =2 �6!/s,»misunderstood or understood with       --------------------- 2 µ6 /s,»major errors. ---  2 µ‡/s,»  'ÿÿ»)s,------------------------------------------------------------------------------------------------------ 2 …3 ,s)»One or two  ---  2 …|,s)» ---  2 …€,s)»e--- 2 …‡,s)»merging ---  2 …¿,s)»t--- 2 …Ä ,s)»echnology---  2 …,s)»  --------------------------------- 2 �3,s)»were --- 72 �V,s)»understood with minor errors.    ---  2 �,s)»  'ÿÿ»&s)------------------------------------------------------------------------------------------------------------------------  2 …0)s&»M--- 2 …> )s&»ore than --- 2 …w)s&»two ---  2 …�)s&» ---  2 …”)s&»e--- 2 …›)s&»merging ---  2 …Ó)s&»t--- 2 …Ø )s&»echnology---  2 …)s&»  --------------------- >2 �0")s&»were understood with minor errors.     ---  2 �)s&»  'ÿÿ- @ !ðr1-- @ !ðür2- ÿÿÿ- @ !ðr.-- @ !ðür/- ÿÿÿ- @ !ðr+-- @ !ðür,- ÿÿÿ- @ !ðr(-- @ !ðýr)- ÿÿÿ- @ !ðr&- ÿÿÿ- @ !ðHs1- ÿÿÿ- @ !ðHs.- ÿÿÿ- @ !ðHs+- ÿÿÿ- @ !ðHs(- ÿÿÿ- @ !ðHs&- ÿÿÿ.»2--------------------- >2 Í9"2».Understanding the implications of     ------------------------------------------------------------------------------------ 2 å92».the ---  2 åQ2».e--- 2 åX2».merging ---  2 å‘2».t--- 2 å– 2».echnology---  2 åØ2». --- 2 åÜ2».to the  --------------------- 2 ý92».practice---  2 ýk2».  'ÿÿ,»/------------------ 72 Í6/»,Neither clear nor reasonable  --------------------- 12 å6/»,implications were listed.   ---  2 åÓ/»,  'ÿÿ)»,------------------ 42 Í3,»)Either clear or reasonable  --------------------- 12 å3,»)implications were listed.   ---  2 åÐ,»)  'ÿÿ&»)------------------ >2 Í0")»&Clear and reasonable implications    --------------------- 2 å0 )»&were listed.  ---  2 åz)»&  'ÿÿ- @ !ð»1-- @ !ðü»2- ÿÿÿ- @ !ð».-- @ !ðü»/- ÿÿÿ- @ !ð»+-- @ !ðü»,- ÿÿÿ- @ !ð»(-- @ !ðý»)- ÿÿÿ- @ !ð»&- ÿÿÿ- @ !ðG¼1- ÿÿÿ- @ !ð1-- @ !ð1-- @ !ðü2- ÿÿÿ- @ !ðG¼.- ÿÿÿ- @ !ð.-- @ !ðü/- ÿÿÿ- @ !ðG¼+- ÿÿÿ- @ !ð+-- @ !ðü,- ÿÿÿ- @ !ðG¼(- ÿÿÿ- @ !ð(-- @ !ðý)- ÿÿÿ- @ !ðG¼&- ÿÿÿ- @ !ð&-- @ !ð&- ÿÿÿ---------  2 9c  ------------------------------------------------------------ /2 -9cAcceptable Performance:   --- C2 -ß%c75% of the students had a mean score     --- 2 -×c¡Ù---  2 -çc --- 2 -ëc2.---  2 -÷c  ---------  2 F9c  ------------------------------------------------------------ ,2 ^9cAssessed Student Body:      ---  2 ^×c ---  2 ^ßc --- G2 ^ç(cAll students in the class were assessed.    ---  2 ^àc  ---------  2 v9c  û�"Arial- - ðccbbaaþÿ ÕÍÕœ.“—+,ù®0¬ X`lt|„ Œ”œ¤¶ P  þÿÿÿþÿÿÿ !"#$%&'()*+,-./0123þÿÿÿ56789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|þÿÿÿ~€�‚ƒ„þÿÿÿýÿÿÿýÿÿÿˆþÿÿÿþÿÿÿþÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿRoot Entryÿÿÿÿÿÿÿÿ ÀF n aÌÜŠ€Data ÿÿÿÿÿÿÿÿÿÿÿÿ1Tableÿÿÿÿ ,WordDocumentÿÿÿÿ;(SummaryInformation(ÿÿÿÿÿÿÿÿÿÿÿÿ4Ø�DocumentSummaryInformation8ÿÿÿÿÿÿÿÿ}CompObjÿÿÿÿÿÿÿÿÿÿÿÿnÿÿÿÿÿÿÿÿÿÿÿÿþÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿþÿ ÿÿÿÿ ÀFMicrosoft Word 97-2003 ¤å¥ó MSWordDocWord.Document.8ô9²q